Because Experience Matters
Over 20 years of  Real Estate lending experience
You can count on my expertise to get the job done right.

No Income Verification  Loans
 

Under conventional underwriting guidelines an applicant's income must be verified by obtaining direct verification of employment and income from the applicant's employer. Copies of the applicant's pay stubs and W-2's are usually required and copies of the applicant's tax returns in some situations.

Under "No Income Verification" loan programs, also sometimes called "Stated Income" or "No Income/No Asset" programs the applicant's income is not verified by any of these methods. The applicant is qualified from the income stated on his/her loan application. 

These programs were initially created for borrowers who are self-employed and may not be able to verify all income from traditional sources such as tax returns.  Now, there are no income verification programs available for most borrowers, whether self employed, salaried, commissioned or just starting in a new type of work.

Contact me and we can explore your options together. Or fill out the FREE, No Obligation Pre-Qualify form and take the first step.

CA Department Of Real Estate,  License #00654852

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I Specialize in:

Refinance Your Home Loan
Stated Income Loans:
20 Year Loans:
Been Refused for a Mortgage?
Self Employed Borrowers
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