Because Experience Matters
Over 20 years of  Real Estate lending experience
You can count on my expertise to get the job done right.

No Money Down Loans
 

As housing prices keep rising, many would-be buyers are frustrated.  Others take the plunge after digging deep into their savings to make larger down payments.

But some people become home owners without coughing up a high down payment. They use one of a variety of non-traditional loan programs that can make it easier for some buyers to buy a home.


What types of programs do you have for  me? 

If you do not have a down payment, you may be able to get a mortgage with zero money down. Some of these programs include 100% financing from the lending source and there are even 103% programs that will pay for 3% of your closing costs.  There are 80/20 programs, where the lending source does a combination of an 80% 1st loan and a 20% 2nd loan.

 Some of these programs even allow for "stated" income with no income verification required.  In most cases, the credit score will be an important factor to determine if you qualify for one of these programs.  If you do qualify, a zero-down payment mortgage could allow you to buy a home without waiting years to save up a down payment.

Contact me and we can explore your options together. Or fill out the FREE, No Obligation Pre-Qualify  form and take the first step.

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